Program detail
Whole-Home Energy Upgrade
For combined projects — HVAC plus insulation, or windows plus envelope work.
At a glance
- Funding up to
- $55,000
- Grant up to
- $5,000
- Down payment
- $0
- First payment
- After 12 months
How this program works
The Whole-Home Energy Upgrade covers Florida home improvement projects up to $55,000 with no down payment, 100% financing, and grant funds of up to $5,000. The first payment is deferred twelve months. This tier fits homeowners doing more than one upgrade at once — the sequence that actually works, since a new air conditioner sized for a leaky, under-insulated house is a larger and more expensive unit than the same house needs after envelope work.
Best for: Two or more upgrades done together