Program detail
Essential Home Energy Upgrade
For single-system projects — one HVAC replacement, one insulation job, one set of windows.
At a glance
- Funding up to
- $25,000
- Grant up to
- $3,000
- Down payment
- $0
- First payment
- After 6 months
How this program works
The Essential Home Energy Upgrade covers Florida home improvement projects up to $25,000 with no down payment, 100% financing, and grant funds of up to $3,000. The first payment is deferred six months. It is the right tier for homeowners replacing one system rather than upgrading a whole house — most commonly a failing air conditioner, an under-insulated attic, or a set of original single-pane windows.
Best for: A single upgrade — HVAC, insulation, or windows